1. Information we collect

When you fill out a form or contact us, we may collect your name, email address, phone number, company name, business size, interests in membership or benefits, and other details you voluntarily provide. We may also collect technical information such as browser type, device information, and website interaction data where applicable.

2. How we use your information

We use your information to respond to inquiries, provide requested membership and coverage information, arrange consultations, send operational notices when authorized, provide marketing messages only with separate opt-in, maintain records of messaging preferences, improve our website, and meet applicable legal obligations.

3. SMS consent and communications

If you explicitly opt in to non-marketing SMS, we may send messages about membership inquiries, scheduling, appointment reminders, and service updates. If you separately opt in to marketing SMS, we may send membership news, available coverage information, events, and offers. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe and HELP for help. SMS consent is optional and not a condition of purchase or service.

4. No sale or sharing of messaging consent

We do not sell or share your SMS opt-in data or personal information with third parties or affiliates for marketing or promotional purposes. Mobile phone numbers and text messaging originator opt-in data and consent will not be shared with third parties or affiliates for their marketing purposes. We may use service providers solely to deliver authorized communications and operate our systems, under appropriate safeguards; they may not use this information for their own marketing.

5. Other disclosures

We may disclose other personal information to contracted service providers who assist with our website, CRM, scheduling, and customer service, subject to confidentiality and legal restrictions, or where necessary to comply with the law. We do not authorize such providers to use your information for their independent marketing.

6. Data security and retention

We use reasonable administrative and technical measures designed to protect personal information. No system is completely secure. We retain information only as reasonably necessary for the purposes described, including maintaining consent and opt-out records and complying with legal obligations.

7. Your choices and rights

You may request access to, correction of, or deletion of your personal information where applicable by contacting us. You can opt out of marketing emails using the unsubscribe instructions in those emails and opt out of SMS anytime by replying STOP. Your rights may vary depending on where you live.

8. Cookies and analytics

Our website may use essential cookies and, where enabled, analytics or similar technologies to understand website performance. Actual tracking tools and choices should be disclosed according to the technologies installed on the published website.

9. Third-party sites

Links to independent sites may be governed by those sites’ own privacy policies. Please review them before sharing your information.

10. Updates

We may update this policy from time to time. The current version will be posted on this page with its effective date.

11. Contact us

USA Benefits Group DBA Modern Benefits
Email: [email protected]
Business address: 415 Hendy Ave, Elmira, New York, United State

See also our Terms & Conditions.